Being in a car accident can be scary enough; being in an out of state car accident, out of your comfort zone, can be even scarier. This type of scenario is rare, but not uncommon. At Hancock Law, we handle several cases every year where one of our Florida clients is involved in an accident in another state while on vacation or business.
When it comes to out-of-state accidents, it’s important to know that different states have different laws on different issues. This can get tricky. Here are some things that your personal injury attorney will need to know about the state in which your out-of-state car accident happened:
Having multiple states’ laws at play can get confusing. For example, Florida is a no-fault state that requires all insureds to have personal injury protection coverage (also known as “PIP”). Most other states do NOT require PIP coverage but instead require insureds to purchase a minimum amount of bodily injury liability coverage. There are also differences in how state laws apply to uninsured/underinsured motorist coverage, damage offsets, reimbursement for health insurance liens from a settlement….the list goes on. We understand that this list may seem daunting, which is why hiring a personal injury attorney — especially for an out-of-state car accident — is a must.
It is best to hire a personal injury attorney in the state where you reside and where you plan on getting your accident-related treatment. Hancock Law handles cases where a client who’s from Florida — generally the Port Charlotte/DeSoto area — was traveling through or to another state and had an accident there. We consult with out-of-state attorneys on an as-needed basis, such as necessary pre-suit investigation and referring out if a lawsuit has to be filed.
No matter where you get into a car accident, one thing doesn’t change: you must seek accident-related medical treatment.
Kenneth and the team at Hancock Law will act as your guard dogs through the entire process, so you can prioritize your health and wellbeing. While you focus on what matters most, your personal injury attorney ensures that all insurance contracts are properly enforced with your interests in mind. This is one of the many reasons you could benefit greatly from having the right personal injury attorney involved in your case.
If you’re from Florida and have any questions or concerns, don’t hesitate to reach out to Kenneth and the team. We wish everyone a fun and safe holiday weekend.