Tips for Recovering Hurricane Damage Claims from Insurance

Hurricane Ian caused catastrophic damage across Southwest Florida. The region’s most powerful storm made landfall in Florida on September 28, 2022, before traveling northeast on its destructive path. Experts estimate that the storm, which took the lives of at least 109 people in Florida, will cost insurers $63 billion to cover the damages.

If you need legal counsel to help with your hurricane damage claim, contact Hancock Law. l will make sure you get in touch with the right professionals focused exclusively on first-party insurance claims. We’re dedicated to helping Floridians put the storm behind them.

Types of Hurricane Damage

Damage that many people experienced in the DeSoto, Lee, Collier, Charlotte, and Sarasota counties during Hurricane Ian include the following:

• Roof Damage
• Broken Windows
• Damaged Vehicles
• Sewers Backups
• Flooding
• Mold
• Uprooted Trees
• Wiring & Plumbing Damage
• Damage to other structures on the property (i.e. screened enclosure)

It is often too difficult to measure the level of destruction to your personal property directly after a hurricane. Many homeowners choose to evacuate and in Florida, this may be their secondary residence. Depending on the level of destruction of the storm, it may be days or weeks before they are able to fully assess the severity of the damage.

Steps to Take After a Hurricane

Most people do not have their policy on hand, and with almost everything being electronic in this day and age – your policy may very well be stuck in an email somewhere. Post-hurricane you may not have access to power, internet, or email. And it is important that you know your rights with your insurance company when a natural disaster strikes. Most homeowners’ policies are pretty standard as to what they will cover, but commercial policies are very different, complicated, and can be confusing. Whether residential or commercial, there are certain steps you should take after a hurricane to ensure you are working efficiently toward recovering damage claims from your insurance company.

Hancock Law can guide you to the right firm that works daily with insurance companies and understands the tactics they sometimes use to delay or reduce the amount of compensation due to you. We support our neighbors and will fight for you to receive fair compensation for the damages you sustained.

If you need help weighing your options following an accident, call us today at 941.979.5229 or contact us. online to see if we can help you move beyond the storm. No matter how big or how small your case may be, Hancock Law can help you to receive the settlement you deserve.

DISCLAIMER: Please note that the information provided in this blog is general in nature and should not be construed as legal advice nor as creating an attorney-client relationship. Every case is different and legal advice cannot be provided by Hancock Law unless/until we meet to discuss the particulars of your case. Whether an attorney-client relationship exists can differ on a case-by-case basis, but at Hancock Law we consider such a relationship to exist only upon a potential client’s request and our agreement to accept that representation.